Updated for 2026

Claims Adjuster
Resume Example

A proven, ATS-optimized resume structure for claims adjusters who investigate, evaluate, and settle insurance claims efficiently. Copy it, adapt it, land more interviews.

ATS Score
86
Excellent
Keywords · Impact · Format
Build Your Resume With This Template

Angela Torres

Phoenix, AZ  |  [email protected]  |  (555) 631-8472  |  linkedin.com/in/angelatorres
Summary

Licensed claims adjuster with 6 years of experience investigating and settling property, auto, and liability claims for a top-10 national carrier. Managed caseloads of 120+ open claims simultaneously while maintaining a 97% settlement accuracy rate and averaging 18-day cycle times, 4 days below the company benchmark.

Skills
Claims Handling: Property Claims, Auto Claims, Liability Claims, Bodily Injury, Subrogation, Salvage
Investigation: Damage Assessment, Statement Taking, Coverage Analysis, Fraud Detection, Loss Estimation
Software: Guidewire ClaimCenter, Xactimate, Mitchell, Symbility, Microsoft 365, CCC ONE
Compliance: State Regulations, Fair Claims Practices, DOI Requirements, Litigation Management
Experience
Senior Claims Adjuster - National Western Insurance
  • Managed a caseload of 120+ open property and auto claims with combined reserves exceeding $4.2M, maintaining a 97% settlement accuracy rate against audited benchmarks
  • Reduced average claim cycle time from 22 days to 18 days by implementing a triage-based prioritization workflow and scheduling field inspections within 48 hours of first notice of loss
  • Investigated and resolved 8 suspected fraudulent claims totaling $380K in potential payouts by coordinating with the Special Investigations Unit and documenting evidence for denial
  • Negotiated settlements with claimants, attorneys, and body shops on 200+ disputed claims per year, achieving outcomes within 5% of reserve estimates on 93% of files
Claims Adjuster - Summit Casualty Group
  • Handled 80+ new auto and property claims monthly, conducting phone interviews, reviewing police reports, and ordering independent appraisals for losses over $10K
  • Authored detailed coverage determination letters for complex multi-party claims, reducing policyholder disputes by 30% compared to prior-year averages
  • Prepared Xactimate estimates for residential property damage ranging from $2K to $150K, with 98% accuracy when compared to independent adjuster assessments
  • Completed continuing education in fair claims practices and anti-fraud techniques, earning the AIC designation within 18 months of hire
Education
B.S. Risk Management and Insurance - Arizona State University
Licenses & Certifications
Arizona All-Lines Adjuster License  |  Associate in Claims (AIC)  |  Xactimate Level 2 Certified
Build Your Resume With This Template

Free to start. No credit card required.

Why This Resume Works

This resume scores well with ATS systems and hiring managers because it follows three principles:

1
Caseload volume and accuracy metrics in every bullet

Claim counts, reserve amounts, cycle times, and settlement accuracy rates prove you can handle the workload and do it well.

2
Claims-specific software prominently listed

Tools like Guidewire ClaimCenter, Xactimate, and CCC ONE are high-value ATS keywords that hiring managers search for directly.

3
Clear claim type specialization

Specifying property, auto, liability, and bodily injury lines tells recruiters exactly where your expertise lies.

Section-by-Section Breakdown

Summary

Lead with your adjuster license, years of experience, and the claim types you handle. Include two or three headline metrics like caseload size, cycle time, or settlement accuracy. Avoid generic phrases like "detail-oriented claims professional" and prove your attention to detail through your numbers instead.

Skills

Organize skills into Claims Handling, Investigation, Software, and Compliance groups. Name the specific claim types you handle and the estimating and claims management platforms you use. Hiring managers often filter by tool proficiency before reviewing experience.

Tip: If the job posting mentions Guidewire, Xactimate, or a specific claims management system, use that exact term in your skills section. ATS parsers match on precise phrasing.

Experience

Use this formula for every bullet point:

[Action verb] + [what you investigated/settled] + [volume or scope] + [measurable result]

Start bullets with strong verbs: Managed, Investigated, Negotiated, Resolved, Prepared, Reduced. Avoid "Responsible for" or "Assisted with" since they understate your ownership of outcomes.

3-5 bullets per role. Lead with your biggest caseload and accuracy wins.

Licenses & Certifications

Include your state adjuster license and any professional designations like AIC (Associate in Claims), CPCU, or SCLA. Xactimate certification is especially valuable for property adjusters. Many carriers require specific licenses and will filter resumes that do not list them.

Key Skills for Claims Adjuster Resumes

Based on analysis of thousands of job postings, these are the most frequently required skills:

Property Claims Auto Claims Liability Claims Xactimate Guidewire ClaimCenter Coverage Analysis Fraud Detection Damage Assessment Subrogation Negotiation Loss Estimation

Common Mistakes on Claims Adjuster Resumes

  • Listing duties instead of performance metrics - "Handled insurance claims" says nothing useful. "Managed 120+ open claims with $4.2M in reserves, maintaining 97% settlement accuracy" shows exactly how you perform.
  • Omitting estimating and claims software - Xactimate, Guidewire, and CCC ONE proficiency are among the most searched keywords for adjuster roles. Leaving these out means missing ATS matches.
  • Not specifying claim types handled - carriers hire adjusters by line of business. Clearly state whether you handle property, auto, liability, workers comp, or commercial claims.
  • Forgetting cycle time and caseload volume - claims managers care about throughput. Include your average caseload count and how your cycle times compare to team or company benchmarks.

Related Guides

Ready to build yours?

Upload your existing resume or start fresh. Get an ATS score and AI-powered suggestions in 30 seconds.

More Resume Examples