Updated for 2026

Insurance Underwriting Manager
Resume Example

A proven resume structure for insurance underwriting manager roles that highlights risk selection accuracy, loss ratio management, and underwriting team leadership.

ATS Score
89
Excellent
Keywords · Impact · Format
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Clarice Whitfield

Chicago, IL  |  [email protected]  |  (555) 672-4185  |  linkedin.com/in/claricewhitfield
Summary

Insurance underwriting manager with 10 years of experience leading commercial and specialty lines underwriting for portfolios exceeding $200M in written premium. Maintained a combined ratio of 94% across managed lines while growing profitable premium by 17% year over year. Expert in risk assessment, pricing strategy, and regulatory compliance across multi-state operations.

Technical Skills
Underwriting: Risk Assessment, Pricing Strategy, Portfolio Management, Treaty Reinsurance
Lines of Business: Commercial Property, General Liability, Professional Liability, Workers' Compensation
Analytics: Loss Ratio Analysis, Actuarial Collaboration, Predictive Modeling, Rate Adequacy
Technology: Guidewire PolicyCenter, ISO Rating, Verisk, RMS, Excel Advanced Analytics
Experience
Underwriting Manager - Atlas Specialty Insurance
  • Lead a team of 12 underwriters managing $215M in commercial lines written premium with a 94% combined ratio across the portfolio
  • Grew profitable premium volume by 17% in 2024 while reducing loss ratio from 62% to 57% through refined risk selection criteria
  • Developed tiered pricing model for professional liability that increased new business hit ratio from 21% to 34% without compromising profitability
  • Implemented automated risk scoring tool that reduced average quote turnaround from 5 days to 2.8 days, processing 340 submissions monthly
Senior Underwriter - Commonwealth Insurance Group
  • Underwrote $78M in commercial property and GL policies annually with individual authority up to $5M per risk
  • Maintained personal book loss ratio of 48% against a department average of 58%, ranking top 3 among 22 underwriters for 4 consecutive years
  • Trained and mentored 6 junior underwriters, 4 of whom earned expanded binding authority within 18 months
  • Collaborated with actuarial team on annual rate review, contributing data analysis that supported 8.5% rate increase across the property portfolio
Education
B.S. in Risk Management and Insurance - Illinois State University
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Why This Resume Works

1
Leads with written premium volume and combined ratio, the tw

Leads with written premium volume and combined ratio, the two metrics underwriting leaders are judged on most.

2
Shows the ability to grow premium while simultaneously impro

Shows the ability to grow premium while simultaneously improving loss ratios, proving strategic risk selection over volume chasing.

3
Includes both individual production metrics and team leaders

Includes both individual production metrics and team leadership results, demonstrating readiness for management scope.

Section-by-Section Breakdown

Summary

Open with your premium volume, combined ratio, and lines of business. These three data points immediately tell a hiring manager whether you match their scope.

Skills

List specific lines of business and underwriting tools. Include analytical competencies like loss ratio analysis and predictive modeling to show depth.

Experience

Focus on premium growth, loss ratios, hit ratios, and binding authority. Include peer rankings or department comparisons when they strengthen your case.

Education

Risk management or insurance degrees are ideal. CPCU, AU, or ARe designations carry significant weight and should appear prominently.

Key Skills for Insurance Underwriting Manager Resumes

Based on analysis of thousands of job postings, these are the most frequently required skills:

Risk Assessment Portfolio Management Loss Ratio Analysis Pricing Strategy Commercial Underwriting Team Leadership Binding Authority Reinsurance Rate Adequacy Predictive Modeling Regulatory Compliance Actuarial Collaboration Guidewire PolicyCenter Submission Management Combined Ratio Management Mentorship

Common Mistakes on Insurance Underwriting Manager Resumes

  • Omitting premium volume, combined ratio, or loss ratio metri - Omitting premium volume, combined ratio, or loss ratio metrics that define underwriting performance.
  • Describing risk assessment generically without specifying li - Describing risk assessment generically without specifying lines of business or binding authority limits.
  • Failing to show profitability outcomes alongside growth numb - Failing to show profitability outcomes alongside growth numbers, which raises concerns about risk discipline.
  • Not mentioning specific underwriting platforms or rating too - Not mentioning specific underwriting platforms or rating tools that are standard in the industry.
  • Leaving out mentorship and training contributions that demon - Leaving out mentorship and training contributions that demonstrate management readiness.

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