Why This Resume Works
This resume scores well with ATS systems and hiring managers because it follows three principles:
$45M premium book, 58% loss ratio, 600+ submissions. These numbers prove underwriting judgment and portfolio performance.
CPCU, Guidewire, loss ratio, exposure analysis, facultative reinsurance. ATS systems filter for these exact terms.
Standard section headings that ATS parsers expect. No tables, columns, or graphics.
Section-by-Section Breakdown
Summary
Lead with your seniority level, years of experience, and lines of business. Include your premium book size and loss ratio to establish credibility immediately. Keep it to 2-3 sentences and skip generic phrases like "detail-oriented professional."
Skills
Group skills by Underwriting, Lines of Business, Tools, and Compliance. List every line you underwrite and every platform you use. Include your CPCU, AU, or AINS designations so ATS can match them.
Tip: If the job posting mentions a specific underwriting platform like Guidewire or Duck Creek, include that exact name. Generic "underwriting systems" will not trigger ATS keyword matches.
Experience
Use this formula for every bullet point:
Start bullets with strong verbs: Managed, Evaluated, Underwrote, Reduced, Achieved, Identified, Collaborated. Avoid "Responsible for" or "Assisted with" since they hide your decision-making authority.
3-5 bullets per role. Lead with your portfolio performance metrics.
Education & Designations
List your degree, school name, and graduation year. Professional designations like CPCU, AU (Associate in Underwriting), or AINS are critical for ATS screening. Include them in both the skills section and here. If you are pursuing a designation, list it as "CPCU Candidate" to show progress.
Key Skills for Underwriter Resumes
Based on analysis of thousands of job postings, these are the most frequently required skills:
Common Mistakes on Underwriter Resumes
- ⚠Not listing your premium book size or loss ratio - these are the two metrics every hiring manager looks for first. "$45M book with 58% loss ratio" immediately establishes your track record.
- ⚠Writing "evaluated risk" without specifics - every underwriter evaluates risk. Include submission volume, bind rates, and the industries or lines you specialize in.
- ⚠Omitting your CPCU or AU designation from the resume body - if it only appears in a header or footer graphic, ATS systems will not parse it. List it in your skills section and summary.
- ⚠Not specifying which lines of business you underwrite - hiring managers need to know if you handle commercial property, GL, workers' comp, or specialty lines. Generic "insurance underwriting" lacks the detail ATS requires.